买新房子的前景令人兴奋, but also stressful as it is one of the largest financial decisions you’ll ever make. 虽然拥有一个家有很多好处, you must consider your circumstances carefully when making such a big commitment. 你怎么知道你准备好了? Even when the interest rates are low and the market is competitive, there are many personal factors to qualify when determining whether the time is right. It should be a well thought-out decision and requires a hard look at the different aspects of your life.